Our insurance advisory and coverage disputes practice is one of the few in Australia offering genuinely end‑to‑end capability across the full insurance lifecycle, combining a comprehensive front‑end advisory practice with deep expertise in policy coverage interpretation and complex coverage disputes together with the management of non-litigated and litigated claims. We advise insurers, brokers, corporate policyholders and government clients on insurance and corporate risks, regulatory obligations, risk transfer structures, insurance programs and health checks, review of and drafting of insurance contracts and insurance policy provisions including endorsements.
We are engaged in high‑value and technically complex disputes across professional indemnity, D&O, Warranty and Indemnity (W&I) insurance, product liability, property, Crime/ ISR Fidelity, Surety, Life Sciences, IPO liability, travel and life and self‑insured programs. Our national team works seamlessly across offices and business units, partnering with M&A teams on W&I and insurance due diligence, supporting Real Estate and Construction teams on indemnities and contractual risk allocation, and working closely with Disputes teams to manage insurer requirements in major litigation. This integrated model allows us to deliver strategic, commercially grounded advice that aligns coverage positions, transactional risk, and disputes strategy for our clients.
Work we assist with:
- Drafting and reviewing policy wordings, endorsements, exclusions and reinsurance arrangements.
- Reviewing the appropriateness of insurance programs and policy wordings.
- Advising on contractual indemnity, policy coverage interpretation, allocation, dual insurance and contribution issues.
- Providing front‑end advisory support on insurance regulatory compliance, agency agreements, establishing insurance companies for foreign insurers, review of corporate insurance structures and distribution agreements.
- Providing specialist insurance expertise for private and public sectors including infrastructure and general construction projects and PPPs.
- Supporting M&A teams with W&I policy placement, insurance due diligence, and transactional risk allocation as well as claims if there are any.
- Advising Real Estate and Construction clients on contractual indemnities, insurance clauses, and risk‑transfer mechanisms.
- Managing complex coverage disputes under all policy wording types including professional indemnity, D&O, W&I, product liability, property, and ISR insurances including coverage disputes.
- Managing complex and catastrophic claims with reputational risk and high value quantum exposure.
- Assisting corporate clients to understand insurance policy application, reviewing and assessing coverage determinations and management of insurer expectations, including reporting requirements and strategy in major litigation.
Insurance Industry