Through my work, I support clients with product development, disclosure, and operational policies and procedures, including credit, financial services and banking licence applications.

My deep experience as a transactional finance lawyer allows me to provide a commercial perspective for the operation of regulatory obligations. Clients value my continued assistance in transactional lending, especially where the borrower is operating in a heavily regulated environment such as managed investment schemes, agribusiness and consumer credit.

Career highlights

• Credit Union Australia – assisted in bringing its new credit card to market, including managing outsourcing arrangements, terms and conditions, cardholder benefits programs and a review of key origination processes
• Asian bank – advised regarding its foreign branch application to the Australian Prudential Regulation Authority, including assisting with risk and compliance frameworks and related policies and procedures
• National Australia Bank (NAB) – acted for NAB as it set up inventory financing facilities for Accor Vacation Club and APVC Finance Pty Ltd to fund a regulated loan book for finance club members
• Subsidiary of a publicly listed entity – counselled in relation to applications for an Australian Credit Licence and Australian Financial Service License regarding a new credit business. Also acted for a foreign listed entity on a similar project
• Club banks – acted for in relation to core debt funding to the Australian Agricultural Company
• Challenger – assisted with its acquisition of a regulated reverse mortgage loan portfolio (now known as Arise)
• Aveo – acted in relation to core debt facilities for its retirement villages

Since 2015, I have been a Director of Global Sisters Limited, which now receives support through MinterEllison’s pro bono program.

I have been Chair of the Banking and Financial Services Law Committee of the Queensland Law Society since 2011.