Ruth Stringer
Partner, Sydney
I advise superannuation trustees, employers and fund managers on all aspects of the regulatory ecosystem in which super funds operate. This can involve anything from helping trustees to develop innovative retirement income product offerings to analysing whether a major transaction raises regulatory issues to supporting clients in their interactions with regulators.

My decision to specialise in superannuation coincided with the start of our compulsory superannuation regime and I have ridden the many waves of regulatory reform since then. I have had a diverse career which has included working as in-house counsel and working with ASIC. These experiences enable me to offer my clients a perspective on the policy context to the law as well as some understanding of its practical impacts. I have worked extensively with clients on the development of retirement income products and annuities to address the evolving needs and expectations of retirees.

Career highlights

  • Supported a large industry superannuation fund to develop an innovative retirement income product offering certainty of returns and inflation protection;
  • Played a significant role in the policy reforms that culminated in the introduction of a retirement income covenant into superannuation law;
  • Acted for a large RSE licensee on a major superannuation restructure prompted by the "dual regulated entity" law reforms introduced in response to the Hayne Royal Commission;
  • Provided technical and strategic superannuation support in connection with a sale of a significant superannuation business, including advising on the required change of control application to APRA;
  • Advising an industry superannuation fund trustee in connection with a major remediation program involving oversight by ASIC;
  • Supporting a superannuation trustee in negotiations with APRA in relation to development of a merger proposal.